Cryptocurrency can be used for payments in a few different ways, including peer-to-peer transfers, merchant payments and even more traditional payment methods such as credit cards. For peer-to-peer transfers, users can use apps and websites like PayPal or Venmo, which allow them to send and receive payments using cryptocurrency. Many merchants now accept crypto payments, allowing customers to pay with crypto at their store or online. Finally, the rise of crypto debit and prepaid cards has made it possible for customers to use their cryptocurrency holdings to make payments with their regular credit card.